About
Backend Architect specializing in fintech systems and high-throughput transaction platforms.
We focus exclusively on fintech backend architecture: wallet and ledger systems, payment orchestration, event-driven pipelines, and compliance-aware infrastructure. Our work is aimed at Payments & Lending startups in the US, Canada, and UK—pre-seed to Seed—CTOs, founders, and VP Engineering who need systems that ship, scale, and stand up to auditors.
Technical philosophy
- Fintech backends should be boring in the best sense: predictable, auditable, and maintainable. The complexity belongs in the business rules and product, not in inconsistent balances or opaque pipelines.
- We favor proven patterns—double-entry ledgers, event sourcing, idempotent APIs—over novel architectures. Speed to production and regulatory confidence matter more than technical novelty.
- System design is a team sport. We produce artifacts (diagrams, schemas, ADRs) that your engineers can extend and that survive handoffs.
Engineering principles
- Design for auditability from day one—immutable logs and clear data lineage.
- Idempotency and determinism at the boundary so retries and failures don't create financial errors.
- Event-driven where it reduces coupling and enables scale; avoid event sprawl where a simple API suffices.
- Gateway-agnostic payment layers so you can add or switch providers without rewriting product code.
- Document decisions and contracts so your team can own the system long after we step back.
System design mindset
We treat every engagement as a chance to leave you with a clear architecture: documented decisions, data models, and integration contracts. The goal is not to own your codebase forever but to equip your team to build and evolve it. We stay hands-on through implementation and launch, then step back when the system is production-ready and your team is confident.
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